The Interference Gap: Comparing Retrieval Bounds in Human Memory and RAG Systems

Abstract

How do retrieval bounds compare between human episodic memory and Retrieval-Augmented Generation (RAG) systems under semantic interference? We present a unified signal detection theory (SDT) framework that applies to both, and use it to fit behavioral and computational data in matched paradigms. Both systems show logarithmic accuracy decline with association count (fan), but humans exhibit lower interference sensitivity ($α/σ= 0.41$) than dense passage retrieval ($α/σ= 0.67$), with cognitively-inspired HippoRAG falling between the two ($α/σ= 0.44$). Behavioral experiments ($N = 112$) and simulations validate the framework; parameter recovery confirms identifiability ($r \geq .93$) and model comparison favors the logarithmic specification over a power-law alternative ($Δ$BIC $> 15$). We discuss encoding specificity, temporal context binding, and retrieval gating as candidate mechanisms whose causal role remains to be established. Six falsifiable predictions connect cognitive memory research with AI retrieval evaluation.